Investment and Analysis Essay Example | Topics and Well Written Essays - 1250 words

Investment and Analysis - Essay Example I would like to point out that the conventional wisdom of wisdom may not necessarily break down in situations of extreme market volatility. This is because making investments is all about diversifying in the right manner using the relevant tools. In 2008 and 2009, there was the occurrence of a serious stock-market cataclysm that led to massive loss of wealth in the US. Market reports estimated that investors lost approximately $6 trillion worth of wealth. The stock-market cataclysm not only led to massive loss of wealth but also eroded investor’s faith in the conventional wisdom of diversification. However, the failure of the diversification does not arise from the concept of diversification itself. This is because diversifying investments does work especially when done with the appropriate tools. In the newspaper excerpt, the writer noted that there is a tendency of assets correlating hence limiting the opportunity for investors to diversify. Investors who record losses durin g periods of high market volatility are the ones who do not manage to establish a well rounded portfolio. A well rounded portfolio consists of assets that do not have the tendency of swinging up and down in correlation with each other. This means that investors need to diversify their assets to include those that have very the least correlations.In recent times, starting from the year 2000, investors who have diversified their investments among companies that have different sizes have managed to record positive gains. This can be supported by the 2002-2003 performance of the bear market (Satchwell, 2004, p. 24). During this period, the S&P recorded a loss of 47.4 percent but small and undervalued companies produced a gain of 1.6 percent. Real investment trusts also managed to record a gain of 36.6 percent. The market has also in recent times recorded losses as a result of diversification. The latest occurrence of a bear market resulted in small, undervalued companies losing 59.6 percent and REITs losing 68.5 percent. This clearly indicates that what many investors seem to count as diversification does not count any further. This is attributed to the prevailing market dynamics that have changed the correlation between different assets in the market. Despite the mixed results, there is one better approach of utilizing the conventional wisdom of diversification (Jones, 2009, 200). This approach involves paying attention to the correlations of the different assets within a portfolio. Investors should consider diversifying their investments in assets that do not move in sync with each other in terms of market volatility. This can be demonstrated by an example that relates to the stock and bond markets. Given two assets that include Stock S and Bond A, the investor has to first to determine the correlation between the two. Let us assume that the two assets have a perfect negative correlation and are in a similar

,Eyes on the Prize, Aint Scared of Your Jails (1960-1961) Movie Review

,Eyes on the Prize, Aint Scared of Your Jails (1960-1961) - Movie Review Example In Alabama, the laws spelt that no white nurse was allowed to practice in public or private hospitals where African Americans were admitted (Delgado 93). Additionally, the bus and train conductors were allowed to direct each passenger to the section designated for his or her race. In Florida, all marriages between a Negro and a white person were forever prohibited (Delgado 93). Federalism is a means of structuring a nation in a way that two or more levels of government have formal power over the same people and area (Delgado 56). For instance, the U.S. Constitution gives the federal government power over issues of national concern while state governments have jurisdiction over issues of domestic concern (Delgado 56). Civil right movement is often perceived as a struggle for federalism since it is responsible for the creation of most controversial issues between the Northern and Southern States. The civil right movement made the Northerners desegregates and creates a basis from which to attack Jim Crow laws at a period when the Southerners advocated for national legislation against segregation laws (Delgado 58). Civil right movements also advocated for the supremacy clause, which includes three items: the Constitution, laws of the national government, and treaties (Delgado 62). Members of civil right movement believed that the 10th Amendment implied that th e national government only had authority over powers specifically assigned by the Constitution (Delgado 62). Civil rights are rights protected and granted by government for its people with the purpose of ensuring fairness, and preventing discrimination in relation to certain attribute of its people (Delgado 130). On contrary, civil liberties are basic rights that are primarily meant for all people in a given country by the constitution or other document of that nation, and are exercised upon citizens without further specificity like freedom of religion or speech, in the U.S. (Delgado 131). Those people who are

Responsibility of Health Promotion in Nursing

Responsibility of Health Promotion in Nursing Health promotion as defined by World Health Organization is â€Å"a health strategy that aims to incorporate skills and community development and to create supportive environment for health, endeavors to build healthy public policy and looks at re-orienting health services. (WHO, 1986). Health promotion is strongly rooted in a social philosophy that attributed the etiology of ill health to adverse social conditions rather than medical care. Both theoretically and practically, health promotion has been found wanting in addressing equity and social justice concerns. Also, structurally and traditionally, the formal health system often produces major obstacles to meaningful involvement in health promotion and community empowerment activities. The communities do not have the interest and the capacity to make any tangible contribution to community participation even if they are willing to do so but the basic concepts of health promotion which have their root in ancient civilization has be en developed in the last two decades. The purpose of health education is to strengthen the skills and capabilities of individuals to take action, and the groups or communities to act collectively to take control over the determinants of health bringing about positive change It serves as essential guide in addressing the major health challenges encountered by developing and developed nations including communicable diseases and issues associated with human development and health enabling people to take action either as individuals or groups. Also, it is an avenue to encourage individuals to take preventive measures in averting worsening of an illness or disease and to adopt healthier lifestyles. Health promotion programs have proven to be an effective tool in slowing the growth of healthcare costs and reducing chance of suffering from disease and creating supportive environments for health backed by healthy public policy. (Bennett, Perry Lawrence, 2009). The responsibility of a nurse in health promotion and education is considered as a major factor by numerous researchers and policy initiatives from the government to promote health, understanding that health promotion is essential. In the three journal articles selected for review from the GCU Library which incorporates the three levels of health promotion namely; primary, secondary, and tertiary, the nursing responsibilities were described to include; educating and helping people obtain skills to maintain their health, making efforts to better understand the patients and their conditions in order to provide effective care because mutual understanding between a practitioner and patient is the key to giving quality care. The nurses must have an evidence-based knowledge of the significant effect that can be made through health promotion interventions and communicate this understanding to the community at large. As more people grow in their awareness of activities that lead to good heal th and become knowledgeable about their own health status, the health of their families, the overall health of the population will improve. Knowing that health promotion encompasses a broader spectrum and include social and political interventions that could provide change to services and policies in the community promoting social responsibility for health, nursing roles and responsibilities have evolved in health promotion by allowing nurses to promote health in diverse settings like homes, schools, prison, general practice and workplace contrary to the past when it was limited to hospital settings only. (Watson, 2008). The implementation of health promotion starts from setting priority , assessing needs and program planning stages, according to the journal article reviewed from GCU Library, the topic being; â€Å"Collaboration between primary and secondary/tertiary services in oral health†, the process includes: capturing high level support by re-orienting health services , building links with primary care and reducing inequality, creating health promotion team in a way that individuals will have a role and more innovative ideas, workforce development, developing health promotion policy, collecting data that will drive the health promotion initiatives, helping to assess health interest and risks thereby helping to guide the kind of health program to offer, choosing appropriate health promotion initiatives that flow nationally from data so as to address the prevailing risk factors of the people, crafting annual health promotion so as to promote continuity, giving encouragement opportunities a nd rewards, maintaining leadership and innovation, communicating with everyone involved in the program throughout, monitoring regularly and consistently evaluating the outcomes. The process of executing the program must include; education of the nursing staff, education of the patients and family, screening, individual risk factor assessment and immunization, social marketing and health information, health education and skill development, community action. Settings and supportive environments, Health education is an important factor of health promotion. As described by Naidoo and Wills (2000), the three levels of health education are: Primary prevention which is health promotion activities that prevent disease. For example immunization, it’s a holistic idea of positive health that encourages the achievement and maintenance of a suitable level of health which enables every individual to lead a productive life both socially and economically. Secondary prevention aims at shortening episode of illness or disease by hindering the progression of ill health through prompt diagnosis and treatment limiting disability. An example is screening also known as† health maintenance†. It is the domain of clinical medicine. It is more expensive and less effective than primary prevention. Tertiary prevention help limit complications related to a disease or a state after it has been developed by minimizing suffering caused by existing departure from good health and promote the patients adjustment to irreversible conditions such as cardiac rehabilitation. In line with the literature review from the GCU Library journal article, I agree with the fact that approach to health promotion should be the one that demonstrate a range of values and beliefs that are commonly held because an individual’s approach will be influenced by their own beliefs and that of the profession they represent. According to Ewles and Simnett (2003), these approaches include medical approach, beviour change approach, educational approach, e empowerment approach, and social change approach. In conclusion, According to Ewles and Simnett(2003), theses approaches includes behavior change, medical, educational, empowerment and social change. When relating it to the literature review from the GCU library journal article approach towards health promotion should be the main focus because it reveals a range of values and beliefs that are commonly held based on an individual’s approach or believe and the profession they represent. References; Edelman, C. Mandle. C. L. (2010). Health promotion throughout the life span (7th ed.). . St Louis: Mosby Naidoo J, Wills J (2000) Health Promotion) Foundations for Practice (2nn ed) Edinburgh. Watson M (2008) the health promotion general practices. Quality in primary care 16.  3, 177-185 Ewles L, Simnett I (2003) Promoting Health A Practical Guide. (5th Ed). Edinburgh. www.healthvicgo.au; steps in health promotion. Jan 25, 2011. Retrieved on 12/18/2011 WHO, Ottawa chapter of Health promotion .Geneva WHO, 1986. Article published.  Online, Oxford Express, 2011. Bennett . C, Perry J. Lawrence Z (2009) Nursing standard. 2009 Jul 29. Journal- Health  Promotion. CINAHL Database. Collins, Fair N. Dickinson. A .Peacock. K. Primary health care (2009). Feb 19. Collaboration between primary and secondary/tertiary services in oral health.

Shoemaker - Levy 9 :: essays research papers

Shoemaker - Levy 9   Ã‚  Ã‚  Ã‚  Ã‚  Over 200 million Megatons of dynamite collide with Jupiter. In July 1994 Shoemaker - Levy 9 collided with Jupiter. What is Shoemaker - Levy 9, and how was it discovered? What is Jupiter, and why did Shoemaker - Levy 9 collide with it? Can an event like this happen to Earth? I will answer these questions in this report. But let me start by telling you what Shoemaker - Levy 9 is.   Ã‚  Ã‚  Ã‚  Ã‚  Shoemaker - Levy 9 is a comet, a small irregular mass made up of rocks and frozen gasses. Comets follow large orbits from around the Sun to the outer corners of our solar system. A comet is so fragile that if you could hold a piece of it in your hands you could pull it apart. Comets only become visible when they get close enough to the Sun for it's heat to vaporize the comet's gasses causing a long tail called the coma. The coma of a comet can be millions of miles long. The comets themselves are only between 20 and 750 kilometers wide. Like all other objects the comet follows the law of gravity. It's orbit is decided by the largest object in the solar system, the Sun.   Ã‚  Ã‚  Ã‚  Ã‚  Shoemaker - Levy 9 was discovered photographically by Carolyn S. Shoemaker, Eugene M. Shoemaker, and David H. Levy on March 24, 1993. They used the Schmidt telescope at the Palomar Observatory in California. Shoemaker - Levy 9 was named for it's discoverers and the nine indicates that it was the ninth short period comet discovered by this team. (A short period comet is a comet that has an orbit that lasts less than two hundred years.) Shoemaker - Levy 9 was confirmed by James V. Scotti of the Spacewatch Program at the University of Arizona. It was then given the designation 1993e by the International Astronomical Union's Central Bureau for Astronomical Telegrams. This designation shows that Shoemaker - Levy 9 was the fifth comet discovered in 1993. On May 22, 1993 Bureau Director Brian G. Marsdon reported that Shoemaker - Levy 9 could very well hit Jupiter by October of 1993. On October 18, 1993 Paul W. Chodas and Donald K. Yeomans reported to the American Astrono mical Society's Division of Planetary Sciences that the probability of impact of Shoemaker - Levy 9 into Jupiter was greater than 99%. They stated that the fragments would hit over a period of several days in the month of July 1994.

Bcc Job Profile

Bain Capability Center – Analyst Job Description What is Bain? †¢ We are a leading global strategy consulting firm with 41 offices in 27 countries †¢ Our business is to help make companies more valuable †¢ Our clients include the top management of some of the world’s leading companies and private equity investors What is Bain Capability Center? †¢ BCC is the offshore group of Bain & Company that provides analytical support to Bain case teams across the globe †¢ We assist in assessing key issues, executing analysis, drawing insights and making recommendations on discrete pieces of client work across a range of different industries and capabilitiesWhat you will do as an analyst? †¢ Help define the right questions and analysis to solve clients' critical issues †¢ Find ways to get the data and help answer critical questions †¢ Use Bain’s proprietary toolkit and fact-based approach to validate answers †¢ Communicate recomme ndations to Bain teams including Partners and Managers in global offices What you will learn? †¢ Business judgment based on practical business experience †¢ Logical thinking to break-down complex questions into simpler tasks †¢ Analytical skills for rapidly assessing industries and companiesHow your career will progress within BCC/Bain? †¢ We provide continuous training and coaching throughout your career so that you learn at each level †¢ We offer opportunities to transfer to other offices if the need arises †¢ Analyst programme is for 2 years after which you may progress as Associates and then Project Leaders within BCC †¢ Other alternatives include moving to BCC Shared Services and Bain Consulting. All these career paths are dependant on need/demand and are merit basedWhat type of projects you will work on? †¢ Developing full potential market opportunity in Asia-Pacific for a US-based bar code printer manufacturer †¢ Designing and deve loping automated inventory tracking tool for an international luggage company to track and forecast inventory levels †¢ Analyzing Bain's annual worldwide employee survey and providing critical company performance data to all offices globally How to apply? †¢ Please submit your cover letter and CV t

Free Speech on College Campuses

College is a time when most individuals are experiencing major changes and begin to explore new perspectives. The transition in becoming more independent, creating new insights and peer influence are key factors in changing the perspective of an individual. Students are faced with new ideas from their professors, family and fellow peers. Through that acquired knowledge many students decide that they either agree or disagree with the perspectives that they are taught. Allowing the right of ‘Free Speech’ on public college campuses has become an important issue that many public colleges are starting to address. In college students are capable of informing their peers about issues that are important and controversial. It is important that students are able to maintain this right so they can and inform the student body to promote positive change. Free speech should be allowed on public college campuses because it liberates students to actively engage in controversial issues. ‘Free Speech’ is necessary on college campuses because it allows students to determine their own beliefs and promote positive change. Free speech’ can be interpreted as, â€Å"The ability for students to explore controversial topics and express popular opinions without fear or reprisal† (Schmidt 1). College is an important transition in life because it is an age where students are forced to make their own independent decisions. Students are leaving home for the first time and explore new ideas and establishing their own opinion on current issues that surround them. ‘Free Speech’ is essential because it provides awareness to college campuses and it a proactive way of educating students outside of the classroom. A perfect example of this took place on the campus of University of Oregon, it was a debate whether or not the Pacifica Forum should be allowed to hold meetings in University of Oregon’s classrooms on campus. Although this was not a popular group, the majority of people on campus believed that the Pacifica forum should not be allowed. Despite their opinions, free speech was a great way in this situation for students to rally together and publically inform the rest of campus of their beliefs. In he school newspaper, The Daily Emerald, CJ Ciaramelle wrote â€Å"About 300 students from across the campus community — student unions, Greek Life, the ASUO, the Survival Center, the Women’s Center — showed up at the meeting to protest the Forum† (1). Although the majority of people protested against the forum the right to free speech, it is important because it allows students to make decisions on their own and invite students to do the same. â€Å"Free speech† often has negative connotations because the negative outcomes are publicized more than the positive outcomes. Free Speech’ is a time for individuals to express their beliefs and topic on an important issue. People chose to present themselves in a vast majority of ways such as, holding signs, making t-shirts, shouting, etc. People who chose to present themselves in disrupting ways such as, foul language, inappropriate attire are more likely to be noticed than another student that is holding a simple and respectful sign. Schmidt states, â€Å"Universities cannot censor or suppress speech, no matter how obnoxious in content, without violating their justification of existence† (2). There is no definition of what type of ‘free speech’ should be censored and not allowed. With that said, there should not be a limit on ‘free speech’ because people should be allowed to express themselves despite other peoples thoughts on what is ‘acceptable’. The opposing view would state that ‘free speech’ should not be allowed on college campus because it provides an unsafe learning environment. This is a valid point but limiting students to voice their own opinions on campus forces the opinions of professors onto students. In the article, â€Å"The University and Freedom† written by Benno Schmit, he states, â€Å"The assumption seems to be that the purpose of education is to induce â€Å"correct† opinion rather than to search for wisdom and to liberate the mind† (2). This is a good point suggesting that if students are not allowed to project their opinion, in a sense, it is just another way for Universities to teach by their own views and opinions. The opposition also states that many people are paying for an education so therefore they should have the right to feel safe walking through campus. This is also a valid point, but ‘free speech’ is an opportunity for people to express themselves. If at any point a person expresses himself or herself in a fashion that is unacceptable it then becomes another issue such as harassment, trespassing, indecent exposure, etc. The issue would then be addressed as an independent and different case rather than an act of ‘free speech’. Many ‘free speech’ cases can be very sensitive, but that certainly does not mean that they should not be addressed. It is important that people are not limited to expressing their voice publically because people need to see multiple perspectives then just their own. ‘Free speech’ also provides an opportunity for students to gather together and promote positive change. Allowing a person to publically speak their minds often is seen to be disruptive. Many people do not think about the positive outcomes that ‘Free Speech’ provides. Allowing students to express their opinions often is for the better and creates positive change. It is a proactive way for students to become educated and inform their peers about issues that are happening on campus. This relates to the Pacifica Forum controversy because students were able to express their views using their right of ‘free speech’. A few students were able to educate a majority of students about the Pacifica Forum and were able to force them off of campus. The ASUO president, Emma Kallaway, stated in the Daily Emerald â€Å"This may seem like a small victory in the larger fight, but it’s still a tremendous testament to student power that we were able to force this group out of our student union† (1). This is an example of ‘Free Speech’ providing a positive outcome when students can rally together and use their rights to achieve what they set their minds to do. When students become passionate about a certain issue, many of them use freedom of speech as a productive way to inform their peers in hopes to gain positive change for the community. It is important that people understand that ‘Free Speech’ is an opportunity for students to project their voices to inform and invite more students to do the same. ‘Free Speech† is essential when educating and providing students with knowledge that can be sensitive and controversial. Students should not be limited on what they chose to express. It is important to consider that just because a issue is sensitive and controversial does not mean it should not be discussed. ‘Free speech’ allows students the right to engage and determine their own perspectives when faced with controversial issues in the ‘real life’. ‘Free Speech’ is also extremely important because it is a productive way of informing students to rally together to make a positive change that will contribute to better mankind.